Your WCHN Benefits Pocket Guide
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Your Benefits.
Your Choices.
Welcome to Your WCHN Benefits Pocket Guide
Are You Eligible
Enrolling for Benefits
Benefits At-A-Glance
What Happens if You Don’t Enroll?
Changing or Initiating New Coverage During the Year
Choose the Right Level of Coverage
Medical
Overview
Health Plan Terms
Which Option Is for You?
Prescription Drug Coverage
Medical Plan Options
Dental
Overview
Dental Plans
Vision
Overview
Vision Coverage Chart
Flexible Spending Accounts (FSAs)
How the Flexible Spending Accounts Work
Health Care Spending Account
Dependent Care Spending Account
Retirement and Savings
401(k) Retirement Savings Plan
The 529 Education Savings Plan
Life and Accident Insurance
Network-Paid Life and AD&D
Supplemental Life Insurance
Dependent Life Insurance
Business Travel Accident Insurance
Evidence of Insurability (EOI)
Disability
Two Competitive Programs
Short Term Disability
Long Term Disability
Paid Time Off (PTO)
How PTO works
PTO and Sick Time
Carrying Over PTO
Employee Assistance Program
Overview
Vitive Health – Employee Wellness Program
Voluntary Benefits
Contacts
APP Center
What You Need to Do
Plan Documents/Forms
Library
Disclaimer